Could I purchase a home on my own? Absolutely, anyone with the time, skills, knowledge, and resources can complete most any task.  However, when dealing with high dollar value transactions, as any home would be, you will want an expert to guide you through the process and assist you in making the right selection.

Our Agents possess excellent negotiation skills and access to homes and builders.  Services offered by Archer & Moreno Realty to our buyer clients include, but are not limited to:

• In-depth knowledge of pertinent issues affecting the local real estate market
• Up-to-date housing inventory and information about surrounding communities
• Visual Tours of selected properties and communities
• Continual updates on new properties entering the market and strategies to purchase
• Attend Closing

You may find these forms useful in your search:

• Bexar County Zip Code map (pdf)

 

Helpful Information

10 Ways to Prepare for Homeownership(pdf) What you can do to improve your credit (pdf) 5 factors that decide your credit score (pdf) 5 Common 1st-Time Buyer Mistakes (pdf) Why work with a REALTOR? (pdf) What You Need for a Mortgage (pdf) Find the perfect neighborhood (pdf) 8 tips to guide your home search (pdf) Your property wish list (pdf) Loan Types to Consider (pdf) How big a mortgage can I afford? (pdf) What a home inspection should cover (pdf) 10 questions to ask home inspectors (pdf) 5 things about homeowners insurance (pdf) 5 things to know about title insurance (pdf) What is a home warranty? (pdf) What to observe on final walk-through (pdf) Common closing costs for buyers (pdf) Closing documents you should keep (pdf)

STEPS TO BUYING A HOME

1. Prepare yourself.
   • Do I have a plan?
   • Are my finances in order?
   • What's my Credit Score and its affect on buying a Home?
   • How do I avoid common mistakes when buying a Home?
2. Select a REALTOR
   • Why use a REALTOR?
   • Who do I select as my REALTOR?
3. Get Loan Pre-Approval.
   • What do I need to get Pre-Approval?
   • View Homes.
   • What community would fit my needs?
   • Are there tips I need to know to help me on a Home Search?
4. Select a Home.
   • What outside factors contribute to my perfect Home?
5. Obtain Financing.
   • What type of loan should I get?
6. Submit an Offer.
   • How much can I afford?
   • Do I need a Home Inspection?
   • How do I select a Home Inspector?
7. Get Insurance.
   • What type of insurance do I need?
   • What is Title Insurance?
   • Do I need Home Warranty Insurance?
   • What should I look for on the Final Walk-Through?
8. Closing.
   • What do I need at Closing?
9. After Closing.
   • What do I do with all the paperwork?

Contact one of our Realtors to answer these questions and more!

Forms

• Information About Broker Services (pdf)
• A&M Privacy Policy for Personal Information (pdf)
• U. S. Department of Housing and Urban Development Notice - English (pdf)
• U. S. Department of Housing and Urban Development Notice - Espanol (pdf)